Licenses / Mortgage company
Mortgage lender, broker, and servicer company licenses
Mortgage company timelines
Company mortgage lender, broker, and servicer licenses. Individual mortgage loan originator endorsements are adjacent and sometimes have a published review window.
What we can say nationally
Confirm the current license name and documents in the NMLS Checklist Compiler. NMLS is a filing channel for many company licenses in this family (mortgage company licenses on NMLS; individual MLOs are a related but separate clock). It is not a published typical wait.
The SAFE Act put individual mortgage loan originators on a nationwide system. Company lender, broker, and servicer licenses remain state licenses. California DRE publishes a current review window for MLO endorsements; that is adjacent, and labeled as such on the California page. We do not treat it as the company-license typical time.
Cited clocks
DRE: new MLO endorsement filings reviewed within 3 weeks (as of 4 May 2026)
The California Department of Real Estate publishes current processing times for mortgage loan originator license endorsements. As of 4 May 2026, DRE said new filings and sponsorship requests were reviewed within three weeks of submission. That is an individual MLO-endorsement clock, not a published typical time for a company mortgage lender or broker license at DFPI. DRE lists common delays: duplicate filings, unanswered questions, missing course information, and waiting on DOJ/FBI fingerprint reports.
All 50 states
| State | Typical processing time | Cited clock |
|---|---|---|
| Alabama | Typical range unknown | None cited |
| Alaska | Typical range unknown | None cited |
| Arizona | Typical range unknown | None cited |
| Arkansas | Typical range unknown | None cited |
| California | Typical range unknown — adjacent clock cited | DRE: new MLO endorsement filings reviewed within 3 weeks (as of 4 May 2026) |
| Colorado | Typical range unknown | None cited |
| Connecticut | Typical range unknown | None cited |
| Delaware | Typical range unknown | None cited |
| Florida | Typical range unknown | None cited |
| Georgia | Typical range unknown | None cited |
| Hawaii | Typical range unknown | None cited |
| Idaho | Typical range unknown | None cited |
| Illinois | Typical range unknown | None cited |
| Indiana | Typical range unknown | None cited |
| Iowa | Typical range unknown | None cited |
| Kansas | Typical range unknown | None cited |
| Kentucky | Typical range unknown | None cited |
| Louisiana | Typical range unknown | None cited |
| Maine | Typical range unknown | None cited |
| Maryland | Typical range unknown | None cited |
| Massachusetts | Typical range unknown | None cited |
| Michigan | Typical range unknown | None cited |
| Minnesota | Typical range unknown | None cited |
| Mississippi | Typical range unknown | None cited |
| Missouri | Typical range unknown | None cited |
| Montana | Typical range unknown | None cited |
| Nebraska | Typical range unknown | None cited |
| Nevada | Typical range unknown | None cited |
| New Hampshire | Typical range unknown | None cited |
| New Jersey | Typical range unknown | None cited |
| New Mexico | Typical range unknown | None cited |
| New York | Typical range unknown | None cited |
| North Carolina | Typical range unknown | None cited |
| North Dakota | Typical range unknown | None cited |
| Ohio | Typical range unknown | None cited |
| Oklahoma | Typical range unknown | None cited |
| Oregon | Typical range unknown | None cited |
| Pennsylvania | Typical range unknown | None cited |
| Rhode Island | Typical range unknown | None cited |
| South Carolina | Typical range unknown | None cited |
| South Dakota | Typical range unknown | None cited |
| Tennessee | Typical range unknown | None cited |
| Texas | Typical range unknown | None cited |
| Utah | Typical range unknown | None cited |
| Vermont | Typical range unknown | None cited |
| Virginia | Typical range unknown | None cited |
| Washington | Typical range unknown | None cited |
| West Virginia | Typical range unknown | None cited |
| Wisconsin | Typical range unknown | None cited |
| Wyoming | Typical range unknown | None cited |